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Learning Hub

Clear, unbiased guidance for California homeowners and home-buyers.

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Today's Estimated 30-Year Fixed Mortgage Rate:6.85%
Last updated: June 7, 2024, 9:00am PT

Unlike lender blogs designed to push you into an application, our Learning Hub is a bias-free library that helps you time the market and choose the right brokerโ€”on your terms.

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Refinance Timing & Strategy

When and how to refinance for maximum savings.

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Home-Equity Moves

Smart ways to tap your equity without regret.

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First-Time Buyer Playbook

Step-by-step guides for new California buyers.

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Mortgage Basics 101

Understand rates, terms, and the mortgage process.

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Market Pulse & Rate Alerts

Stay ahead with weekly market insights and alerts.

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Why RateTracker (Differentiator Series)

How we're different from every lender and aggregator.

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Why RateTracker?

  • โœ… No hard credit pull
  • โœ… No spam
  • โœ… Broker choice
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Annual Percentage Rate (APR): All quoted rates include the Annual Percentage Rate (APR) as required. If an interest rate is mentioned, the APR is disclosed with equal prominence.
The payment amount does not include taxes and insurance; the actual payment will be higher.
Down payment, repayment terms, and APR are disclosed as required by law. Please review your loan estimate for full details.
Equal Housing Lender
Daniel Dal Porto, President | Brokerยฎ | DRE License #01841866 | NMLS License #273255
Licensed by the California Department of Real Estate, DRE License #01841866.