Turn Rate Tracking into Life Milestones
Get the precision timing that unlocks your next move - whether it's a bigger dream home, smart equity access, or cutting years off your mortgage.
- Join 2,000+ homeowners who never miss their perfect rate moment.
How It Works – 3 Easy Steps
Explain the RateTracker process clearly to build understanding and confidence. Keep it brief and visual.
Set your target rate or goal.
Tell us your current rate and goal. For example, "If rates drop to 5% or lower, let me know." You can also choose to track purchase rates if you're home shopping.
Get StartedWe track daily rates and alert you.
Relax while we monitor the market for you. RateTracker checks live mortgage rates every day for your criteria.
You save big with the best deal.
Get an alert via email (or text) when it's time to act. When your target is hit, you'll receive a notification and can connect with a top-rated local broker to lock in your rate.
No guesswork, no hassle – just smart timing.
Key Benefits – Why Track Instead of Waiting or Going Direct
Discover why thousands trust RateTracker to help them save more, act with confidence, and get unbiased support at every step.
Refinancing just 0.5% lower can save ~$20k on a $500k loan.1
Unlock Your Best Mortgage Moves—Start Saving Smarter Today
Take control of your financial future with tools designed to help you save more, buy smarter, and act with confidence—no guesswork, no wasted time. Whether you're looking to lower your monthly payment, tap into your home's equity, or discover how much home you can truly afford, RateTracker's suite of calculators delivers instant, personalized answers. Join thousands of homeowners who have already uncovered hidden savings and new opportunities—your next smart move is just a click away.
Stop Overpaying—See How Much You Could Save Instantly
Tired of wondering if you're missing out on a better rate? Our Refi Savings Calculator reveals exactly how much you could save each month and over the life of your loan by refinancing—often hundreds per month and tens of thousands long-term.
See Your Savings NowTurn Your Home's Value Into Opportunity—Without the Guesswork
Dreaming of a renovation, debt payoff, or big purchase? Instantly find out how much cash you can access from your home equity and what your new payment would be.
Unlock My Cash PotentialBreathe Easier With a Lower Monthly Payment
Struggling with high payments? Discover how much you could reduce your monthly bill by refinancing—sometimes by $200, $300, or more.
Lower My Payment TodayBecome Debt-Free Years Sooner—See How Fast You Can Own Your Home
Want to pay off your mortgage early and save thousands in interest? Find out how refinancing to a shorter term can accelerate your path to financial freedom.
Shorten My Loan & SaveShop With Confidence—Know Exactly What You Can Afford
Ready to buy? Instantly calculate your true homebuying budget based on your income, debts, and down payment—so you can make offers with certainty and avoid costly surprises.
Find My Buying PowerWhat Our Users & Partners Say
Real stories from homeowners and mortgage professionals who trust RateTracker.
"I'd been waiting for rates to drop – RateTracker notified me at the perfect time. Refinancing saved me $180 a month!"
"RateTracker brings me clients who are educated and ready to move forward – a win-win. I can focus on offering the best service rather than prospecting."
"I never thought tracking rates could be this easy. I felt confident making my move and saved thousands!"
Ready to Save Money on Your Mortgage?
Join RateTracker for free and get peace of mind that you'll never miss a great opportunity.