Let our AI-powered RateTracker monitor the market around the clock, alerting you when conditions align with your unique financial goals—whether buying your dream home, accessing equity, or saving thousands through refinancing.



👇Choose your goal to see details below:
Unlock the Equityin Your Home At the Right Time
Tap into your home's value without overpaying. We'll track rates and alert you when the math works in your favor.
Track your rate to achieve your goals
How It Works
We'll guide you through every step with personalized support and real-time rate tracking.
Set Your Goal
Tell us your goal - whether it's lowering your payment, unlocking your cash, or owning your dream home.
Time Required
2 minutes
Next Step
Information Review
Share Your Details
Provide your current situation and goals so we can personalize your rate tracking experience.
Required Info
Goals & Current Status
Purpose
Custom Rate Tracking
Expert Guidance
Connect with a dedicated mortgage expert who will understand your goals and create your personalized strategy.
Meeting Type
Virtual Consultation
Duration
15-30 minutes
Set Your Strategy
Define your target rate and timeline based on your specific goals and market conditions.
Strategy
Personalized Plan
Monitoring
24/7 Automated
Stay Informed
Receive real-time updates when market conditions align with your goals and strategy.
Alert Method
Email & SMS
Response Time
Same Day Review
Unlock Maximum Savings—Right on Time
You'll get notified when your numbers and the market are in sync, ensuring you save as much as possible.
Success Rate
97% of clients
Process Time
30-45 days
All loan officers affiliated with RateTracker have been trained, vetted, and uphold their fiduciary responsibility while maintaining the same pay structure.
How RateTracker Helps You Capture Every Dollar
Most homeowners miss out. You won't.
Time-Consuming Rate Monitoring
The Reality
Nobody has time to constantly check mortgage rates, research lenders, and calculate potential savings
Our Solution
Simply set your target rate once, and we'll monitor the market 24/7. You'll only hear from us when there's real money to be saved
Missed Opportunities
The Reality
By the time most people realize rates have dropped significantly, they've already missed out on months of potential savings
Our Solution
Our real-time monitoring alerts you the moment rates hit your target, ensuring you never miss an opportunity to save
Predatory Marketing & Spam
The Reality
Searching for rates online triggers an avalanche of unwanted calls, emails, and aggressive sales tactics from multiple lenders
Our Solution
Work with real humans who respect your privacy. No spam, no sales calls - just personalized notifications when genuine savings opportunities arise
Complex Financial Decisions
We combine AI-powered analysis with human expertise to do all the math for you. Our alerts only come when the savings are substantial enough to justify a rate reduction
Overwhelming Process
Our human experts, backed by smart technology, handle the complexities. You get clear, actionable guidance and support throughout the entire process
The RateTracker Difference
We're not just another automated system - we're real people using advanced technology to make mortgage savings effortless for you. Our unique approach combines:
Human Expertise
Real mortgage professionals reviewing your opportunities
Smart Technology
AI-powered rate monitoring and analysis
Respect for Privacy
No spam, no unwanted calls, no harassment
Genuine Savings Focus
We only reach out when there's meaningful money to be saved
Trusted by Homeowners Nationwide
Join thousands of satisfied homeowners who've discovered significant savings through our intelligent rate monitoring service.
Want a professional, extraordinary service tailored to your needs? Get in touch
We've helped thousands of homeowners save money on their mortgages, and we can help you too.
Talk to us"RateTracker literally took our requirements and quite literally ran with them. To anyone reading this - I can't recommend RateTracker enough, your savings goals will be met exceptionally well, and you will be delighted with the end result."