Let our AI-powered RateTracker monitor the market around the clock, alerting you when conditions align with your unique financial goals—whether buying your dream home, accessing equity, or saving thousands through refinancing.

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Trusted by 2,000+ happy homeowners

👇Choose your goal to see details below:

Unlock Cash

Unlock the Equityin Your Home At the Right Time

Tap into your home's value without overpaying. We'll track rates and alert you when the math works in your favor.

4.9/5 from 200+ homeowners
Secure. Private. No sales calls.
Built by mortgage pros for smart homeowners

How It Works

We'll guide you through every step with personalized support and real-time rate tracking.

1

Set Your Goal

Tell us your goal - whether it's lowering your payment, unlocking your cash, or owning your dream home.

Time Required

2 minutes

Next Step

Information Review

2

Share Your Details

Provide your current situation and goals so we can personalize your rate tracking experience.

Required Info

Goals & Current Status

Purpose

Custom Rate Tracking

3

Expert Guidance

Connect with a dedicated mortgage expert who will understand your goals and create your personalized strategy.

Meeting Type

Virtual Consultation

Duration

15-30 minutes

4

Set Your Strategy

Define your target rate and timeline based on your specific goals and market conditions.

Strategy

Personalized Plan

Monitoring

24/7 Automated

5

Stay Informed

Receive real-time updates when market conditions align with your goals and strategy.

Alert Method

Email & SMS

Response Time

Same Day Review

6

Unlock Maximum Savings—Right on Time

You'll get notified when your numbers and the market are in sync, ensuring you save as much as possible.

Success Rate

97% of clients

Process Time

30-45 days

All rates listed are quoted with a standard loan cost of 3.5% to determine APR. Rates are subject to change and may vary based on creditworthiness or loan terms.
All loan officers affiliated with RateTracker have been trained, vetted, and uphold their fiduciary responsibility while maintaining the same pay structure.

How RateTracker Helps You Capture Every Dollar

Most homeowners miss out. You won't.

Time-Consuming Rate Monitoring

The Reality

Nobody has time to constantly check mortgage rates, research lenders, and calculate potential savings

Our Solution

Simply set your target rate once, and we'll monitor the market 24/7. You'll only hear from us when there's real money to be saved

Missed Opportunities

The Reality

By the time most people realize rates have dropped significantly, they've already missed out on months of potential savings

Our Solution

Our real-time monitoring alerts you the moment rates hit your target, ensuring you never miss an opportunity to save

Predatory Marketing & Spam

The Reality

Searching for rates online triggers an avalanche of unwanted calls, emails, and aggressive sales tactics from multiple lenders

Our Solution

Work with real humans who respect your privacy. No spam, no sales calls - just personalized notifications when genuine savings opportunities arise

Complex Financial Decisions

We combine AI-powered analysis with human expertise to do all the math for you. Our alerts only come when the savings are substantial enough to justify a rate reduction

Overwhelming Process

Our human experts, backed by smart technology, handle the complexities. You get clear, actionable guidance and support throughout the entire process

The RateTracker Difference

We're not just another automated system - we're real people using advanced technology to make mortgage savings effortless for you. Our unique approach combines:

Human Expertise

Real mortgage professionals reviewing your opportunities

Smart Technology

AI-powered rate monitoring and analysis

Respect for Privacy

No spam, no unwanted calls, no harassment

Genuine Savings Focus

We only reach out when there's meaningful money to be saved

Trusted by Homeowners Nationwide

Join thousands of satisfied homeowners who've discovered significant savings through our intelligent rate monitoring service.

4.9/5 average rating from over 200+ homeowners

Want a professional, extraordinary service tailored to your needs? Get in touch

We've helped thousands of homeowners save money on their mortgages, and we can help you too.

Talk to us

"RateTracker literally took our requirements and quite literally ran with them. To anyone reading this - I can't recommend RateTracker enough, your savings goals will be met exceptionally well, and you will be delighted with the end result."

J
John Shahawy
Founder - Moonbeam, Rogue.
Annual Percentage Rate (APR): All quoted rates include the Annual Percentage Rate (APR) as required. If an interest rate is mentioned, the APR is disclosed with equal prominence.
The payment amount does not include taxes and insurance; the actual payment will be higher.
Down payment, repayment terms, and APR are disclosed as required by law. Please review your loan estimate for full details.
Equal Housing Lender
Daniel Dal Porto, President | Broker® | DRE License #01841866 | NMLS License #273255
Licensed by the California Department of Real Estate, DRE License #01841866.